Invest in Multi-Family Properties

Multi-Family 2-4 Unit

Unlock tailored financing solutions for your 2 to 4-unit investment properties. Our investor-focused approach ensures flexible terms and quick approvals to help you achieve your real estate goals. Complete the form below, and our lending experts will reach out to discuss your project.

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UP TO
6.38%
RATES FROM*
80%
LTV
10-22
DAY CLOSE
30, 40yr
I/O OPTION
$75k up to $10M

Step 1: Book A Call

Multi-Family 2-4 Unit

Benefits

Why Choose Our Multi-Family 2-4 Unit Loans?

At DSCR Loans Direct, we provide specialized lending solutions for investors looking to grow their portfolios with multi-family properties. Designed for real estate professionals focused on rental income or value-add investments, our loans combine competitive rates, flexible terms, and a streamlined approval process. Our investor-focused approach ensures you receive reliable, hassle-free financing that helps you maximize returns while expanding your property holdings.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Multi-Family loans, structured as DSCR products, provide flexible financing for investors looking to acquire or refinance 2 to 50-unit residential properties. To qualify, you’ll need:

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Experience

First time home buyer allowed

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Credit Score

Minimum of 660

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Liquidity/Reserves

20% down payment with 1–3 months of reserves.

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Property Type

Multi-family residential properties with 2 to 50 units.

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Additional Requirements

Non-owner-occupied properties, no seasoning requirement, blanket loan options available, and rural properties accepted.

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

MF Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
DSCR Loan (Multi Family 2-4 Unit)
Experience Required
First time home buyer allowed
Minimum Credit Score
660
Liquidity/Reserves
20% Down, 1–3 Months Reserves
Prepayment Penalty
Optional
Closing Timeline
10 to 22 Days
Rate
6.38%
Loan-to-Value (LTV)
80%
Loan Term
30, 40 Years or Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$75,000 to $2,000,000
Product Specifics
Non-owner-occupied, no seasoning requirement, blanket loan options, rural allowed
Number of Units
1 to 4 Units

Your Trusted Partner in Real Estate Lending

  • Investor-Focused Expertise: We understand the unique challenges and opportunities in real estate investing.
  • Simplified Process: Our straightforward approach eliminates unnecessary complications, letting you focus on your investment goals.
  • Quick Closings: We know timing matters. Our team ensures efficient closings, typically within 10–22 days.
  • Tailored Solutions: From application to funding, we deliver loan options designed to meet your specific needs.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.