Reliable Financing for Real Estate Investors

Long Term Rental

Investor-focused financing for long-term rental properties is what DSCR Loans Direct delivers. Our DSCR loans prioritize property cash flow, offering quick approvals and flexible terms to simplify portfolio growth or refinancing. With a hassle-free process, we empower you to build your rental investments with ease. Fill out the form below to get started today.

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UP TO
6.325%
RATES FROM*
80%
LTV
10-22
DAY CLOSE
30, 40yr
I/O OPTION
$75k up to $2M

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Long Term Rental

Benefits

Why Choose Our Long-Term Rental Loans?

DSCR Loans Direct’s Long-Term Rental (LTR) loans are crafted specifically for real estate investors seeking to generate stable rental income. Designed for properties with long-term tenants, these loans provide competitive rates, flexible terms, and a simple approval process. Whether you’re expanding your rental portfolio or refinancing an existing property, our LTR loans ensure you have access to reliable capital to support your investment goals.

Tailored for Real Estate Investors

Are We a Good Fit?

Our Long-Term Rental loans, structured as DSCR products, are tailored for investors focused on generating consistent income from rental properties. To qualify, you’ll need:

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Experience

First time investor allowed

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Credit Score

Minimum of 660.

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Liquidity/Reserves

20% down payment with 1–3 months of reserves.

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Property Type

Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.

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Additional Requirements

Non-owner-occupied properties, no seasoning requirement, blanket loan options available, and rural properties accepted.

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Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Long-Term Rental Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
DSCR (LTR, STR)
Experience Required
First time investor allowed
Minimum Credit Score
660
Liquidity/Reserves
20% Down, 1–3 Months Reserves
Prepayment Penalty
Optional
Closing Timeline
10 to 22 Days
Rate
6.325%
Loan-to-Value (LTV)
N/A
Cash Out Loan-to-Value (LTV)
80%
Loan Term
30, 40 Years or Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$75,000 to $2,000,000
Product Specifics
Non-owner-occupied, no seasoning requirement, blanket loan options
Number of Units
1 to 4 Units

Experience Financing Tailored for Long-Term Success

  • Simplified Process: Our easy-to-follow loan process ensures efficiency and transparency.
  • Fast Closings: Avoid delays with our quick and reliable funding process, typically completed within 10–14 days.
  • Investor-Centric Expertise: We understand the unique needs of real estate investors and provide customized solutions.
  • Trustworthy Partnerships: With a focus on integrity and communication, we ensure a stress-free lending experience.

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.