Fix and Flip Loans

Fix & Flip

Get fast, flexible financing for your next fix-and-flip project. With competitive terms and quick approvals, we make it easier to capitalize on time-sensitive opportunities and maximize your profits. Complete the form below to get started.

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UP TO
8.99%
RATES FROM*
75%
LTV
7-22
DAY CLOSE
12–24
I/O OPTION
$100k up to $2M

Step 1: Submit Your Deal

Fix & Flip

Benefits

Why Choose Our Fix and Flip Loans?

Our Fix and Flip loans are designed for real estate investors focused on short-term property renovations and resales. With funding available for up to 100% of rehab costs, our loans provide the flexibility and support you need to act quickly and manage project expenses efficiently. Whether you’re acquiring, rehabbing, or reselling, our streamlined process ensures you get fast access to the capital you need to stay ahead in competitive markets.

Fix & Flip Calculator

Calculate total project cost, financing, LTV, potential profit, and ROI.

Qualify Easly!

Are We a Good Fit?

Our Fix and Flip loans are crafted to provide flexible, reliable financing for investors focused on short-term renovations and resales. To qualify, you’ll need:

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Experience

At least 1+ completed properties.

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Credit Score

Minimum of 660

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Liquidity/Reserves

0% down payment with 1–3 months of reserves.

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Property Type

Single-family homes (SFR), condos, townhomes, or 2–4 unit residential properties.

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Loan-to-Cost (LTC)

Financing available for up to 75% of rehab costs.

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

Fix and Flip Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
Fix & Flip
Experience Required
1+ Completed Properties
Minimum Credit Score
660
Liquidity/Reserves
0% Down, 1–3 Months Reserves
Prepayment Penalty
None
Closing Timeline
7 to 22 Days
Draw Schedule
24–48 Hours
Rate
8.99%
Loan-to-Value (LTV)
75%
Loan-to-Cost (LTC)
Up to 100%
Loan Term
12–24 Months Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$100,000 to $2,000,000
Product Specifics
Non-owner-occupied, up to 100% construction costs
Number of Units
1–4 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.

About

About DSCR Loans Direct

At DSCR Loans Direct, real estate is more than a business — it’s a lifelong passion. I grew up in a private lending family and spent the last 40 years hands-on in real estate investing, from light cosmetic updates to full property renovations and long-term rental holdings. I know what it takes to get projects across the finish line because I’ve been in your shoes.

With certifications as a PMP, Scrum Master, and Agilist 5, I combine real-world experience with structured project management. My goal is simple: to provide fast, flexible, and honest financing that helps investors succeed — just like I would want for myself.

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000