Let’s Fund Your Rental Investment!

DSCR

Secure flexible, investor-focused financing with our DSCR loans, tailored for real estate professionals. With quick approvals and dependable terms, we make it easier to grow your portfolio or refinance existing properties. Fill out the form below to get started.

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UP TO
6.325%
RATES FROM*
80%
LTV
10-22
DAY CLOSE
30, 40
I/O OPTION
$75k to $2M

Step 1: Book A Call

DSCR

Benefits

Why Choose Our DSCR Loans?

DSCR (Debt Service Coverage Ratio) loans provide a streamlined financing solution based on property cash flow rather than personal income. Perfect for experienced investors, these loans simplify the process of accessing capital for acquisitions, refinancing, or portfolio growth. With competitive rates and flexible terms, DSCR loans are ideal for real estate professionals looking for quick, hassle-free funding to support their investment strategies.

Simple Qualifications for DSCR Lending

Are We a Good Fit?

Our DSCR loans are designed to be flexible and accessible for investors focused on building long-term wealth. To qualify, you’ll need:

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Experience

First time investor allowed

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Credit Score

Minimum of 660.

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Liquidity/Reserves

20% Down, 1–3 Months Reserves

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Property Type

SFR, Condo, Townhome, 2–4 Units

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Additional Requirements

Non-owner-occupied, no seasoning requirement, blanket loan options

Get Started

Apply Now

Begin your journey to homeownership today!

Key Loan Terms for Real Estate Investors

DSCR Loan Highlights

Transparent and Investor-Focused Loan Terms

Product Type
DSCR (LTR, STR)
Experience Required
First time investor allowed
Minimum Credit Score
660
Liquidity/Reserves
20% Down, 1–3 Months Reserves
Prepayment Penalty
Optional
Closing Timeline
10 to 22 Days
Rate
6.325%
Loan-to-Value (LTV)
N/A
Cash Out Loan-to-Value (LTV)
80%
Loan Term
30, 40 Years or Interest Only
Asset Types
SFR, Condo, Townhome, 2–4 Units
Loan Amounts
$75,000 to $2,000,000
Product Specifics
Non-owner-occupied, no seasoning requirement, blanket loan options
Number of Units
1 to 4 Units

Where We Lend

States We Lend In

Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.