Let’s Fund Your Rental Investment!
Secure flexible, investor-focused financing with our DSCR loans, tailored for real estate professionals. With quick approvals and dependable terms, we make it easier to grow your portfolio or refinance existing properties. Fill out the form below to get started.
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DSCR (Debt Service Coverage Ratio) loans provide a streamlined financing solution based on property cash flow rather than personal income. Perfect for experienced investors, these loans simplify the process of accessing capital for acquisitions, refinancing, or portfolio growth. With competitive rates and flexible terms, DSCR loans are ideal for real estate professionals looking for quick, hassle-free funding to support their investment strategies.
Simple Qualifications for DSCR Lending
Our DSCR loans are designed to be flexible and accessible for investors focused on building long-term wealth. To qualify, you’ll need:
First time investor allowed
Minimum of 660.
20% Down, 1–3 Months Reserves
SFR, Condo, Townhome, 2–4 Units
Non-owner-occupied, no seasoning requirement, blanket loan options
Key Loan Terms for Real Estate Investors
Transparent and Investor-Focused Loan Terms
Where We Lend
Looking for lending in a state not listed? We do lend in other states on a case-by-case scenario.
Give us a call to see what we can do for you.
About
At DSCR Loans Direct, real estate is more than a business — it’s a lifelong passion. I grew up in a private lending family and spent the last 40 years hands-on in real estate investing, from light cosmetic updates to full property renovations and long-term rental holdings. I know what it takes to get projects across the finish line because I’ve been in your shoes.
With certifications as a PMP, Scrum Master, and Agilist 5, I combine real-world experience with structured project management. My goal is simple: to provide fast, flexible, and honest financing that helps investors succeed — just like I would want for myself.
