Mortgage Brokers
Clients who do not fit conventional underwriting — self-employed, already carrying several mortgages, or income that will not document cleanly.
Wholesale Lending
DSCR Wholesale Lender in Washington, DC
DSCR Loans Direct works as a DSCR wholesale lender in Washington, DC, giving mortgage brokers a partner for investor clients who don’t fit conventional guidelines. Brokers can place DSCR loans, bridge loans, fix and flip loans, and ground-up construction loans across DC, Maryland, and Virginia. Call (866) 791-4411 to start a broker partnership.
Or call (866) 791-4411 — speak with a lending expertWho It’s For
Built for the people placing investor deals
Real Estate Agents
An investor buyer who needs financing that moves at the speed of the offer, on a property that may need work before it performs.
Advisors
Clients building or restructuring a portfolio of non-owner-occupied property, where the next acquisition depends on the last one closing.
The Process
How a scenario moves
-
Send the scenario
The property, the numbers, and the client’s qualifying details — the same questions we ask on a direct file.
-
We review the deal
Assessed on the property and the project rather than personal income, on exactly the same basis as any file that comes to us directly.
-
Structure around the exit
Terms are worked out around what the client intends to do — a sale, a refinance into permanent financing, or a long-term hold.
-
Close and move on
Your client closes, and the relationship carries into the next deal rather than ending at this one.
A Wholesale Channel for Investor Deals
Brokers across the DMV market bring DSCR Loans Direct the investor scenarios that conventional lenders turn away — the self-employed borrower, the investor already carrying several mortgages, the property that needs work before it can perform. Because every file is underwritten on the property and the project rather than personal income, deals that stall elsewhere often have a path here.
Programs You Can Offer Your Clients
The full program set is available through the broker channel, listed in full below. That range means a single relationship can cover a client through acquisition, renovation or construction, and the permanent financing that follows — whether that is a first-time investor buying one rental or an experienced operator running several renovations at once.
Investment Properties Only
Every program in the wholesale channel finances non-owner-occupied investment property exclusively — single-family rentals, condos, townhomes, 2–4 unit properties, and multi-family assets. Owner-occupied primary residences are not financed, and that applies to broker-submitted files exactly as it does to direct ones.
Serving Brokers Across the DMV Market
Headquartered in Waldorf, MD, DSCR Loans Direct partners with brokers throughout Washington, DC, Maryland, and Virginia, including Annapolis, Alexandria, Rockville, Baltimore, Prince George’s County, Baltimore County, Prince William County, Fairfax County, and Loudoun County. Lending in other states is available on a case-by-case basis.
Have a client scenario to place?
Send us the property and the client’s qualifying details. We’ll come back with next steps.
Ready When You Are
Submit a Client Scenario
Tell us about the property and the financing your client needs — we’ll respond with next steps.
Call (866) 791-4411Step 1: Submit Your Deal
The same qualifying questions we use for an initial funding review, one step at a time.