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DSCR LOANS DIRECT

Wholesale Mortgage
Lending Program Unlock faster closings, greater confidence, and tailored solutions with DSCR LOANS DIRECT. Our wholesale mortgage lending program is built for top-performing brokers managing active scenarios. We work as your dedicated capital partner to help you close deals efficiently while focusing on strengthening client relationships.

Broker With Us

(866) 791-4411

How To Join
DSCR Loans Direct Capital

Apply Now!

(866) 791-4411
01

Apply Online

Complete our quick application to get started.

02

Speak with Our Team

Connect with our lending experts to discuss your goals and explore our programs.

03

Review Loan Programs

Gain insights into our wide product range, including DSCR, Fix & Flip, Ground Up Construction, Long-Term Rental, and more.

04

Package Deals

Let us handle the complexities while you focus on your clients. We package and process deals seamlessly.

05

Close Confidently

Rely on our streamlined processes to close deals quickly, with clear communication every step of the way.

Step 1: Submit Your Deal

Lending Products at a Glance

Product
Purpose
Key Features
DSCR Loans
For real estate investors qualifying via rental income
No DTI requirement, LTV up to 80%, flexible terms
Fix & Flip Loans
Short-term renovation projects
Fast closings, up to 90% LTC, competitive interest rates
Bridge Loans
Interim financing between properties
Up to 85% LTV, quick approval, flexible repayment options
Ground-Up Construction
Financing for new construction projects
Up to 85% LTC, simplified draw schedules, competitive rates
Long-Term Rental Loans
For stabilized rental properties
Fixed rates, no seasoning required, low rates
Multi-Family Loans (2-4 Units)
Expand rental portfolios
Up to 80% LTV, tailored for smaller multi-family properties
Short-Term Rental Loans
Financing for Airbnb and vacation rentals
No income limits, flexible terms, competitive pricing
Investor Refinance Loans
Refinance existing properties
Cash-out up to 80% LTV, reduced rates, fast approvals

Why Brokers Choose
DSCR Loans Direct Capital

Competitive Pricing

Market-driven rates ensure you're always offering the best deals

Fast Turn Times

Close deals in as little as 7–14 days, depending on the product.

Simplified Processes

Easy draw schedules and streamlined workflows reduce stress and increase efficiency.

Expansive Reach

Lending available across a wide number of states and products.

Increased Commissions

Boost your closed loan volumes and earnings with our expertly tailored loan programs.

Where We Lend

States We Lend In

Join the leading wholesale mortgage lending program designed for top-performing brokers.
Broker With Us and experience the difference DSCR Loans Capital can make in your lending success.

Broker With Us

(866) 791-4411

About

About DSCR Loans Direct

At DSCR Loans Direct, real estate is more than a business — it’s a lifelong passion. I grew up in a private lending family and spent the last 40 years hands-on in real estate investing, from light cosmetic updates to full property renovations and long-term rental holdings. I know what it takes to get projects across the finish line because I’ve been in your shoes.

With certifications as a PMP, Scrum Master, and Agilist 5, I combine real-world experience with structured project management. My goal is simple: to provide fast, flexible, and honest financing that helps investors succeed — just like I would want for myself.

Apply Now!

(866) 791-4411

Recently Funded deals

Deal Type Address Loan Amount
Fix & Flip 10524 Catalina Pl, White Plains, MD 20603 $140,000
Fix & Flip 3034 Lundt, Waldorf, MD 20603 $300,000
Fix & Flip 7256 Joplin S, Capital Heights, MD 20743 $120,000
Fix & Flip Ridgway Ave, Durham, NC 27701 $25,000
Fix & Flip 327 Whittier St, Washington, DC 20012 $340,000